Insurance Comparing Top Rated Companies-
Receive up to 7 different Cancer
Insurance Quotes to compare at one time! No need to shop
Our specialty is
Insurance and we'll give you quotes from only the top
available carriers in your state. We will show you Lump
Sum plans and Over the Course of Treatment Plans. In some
states we have plans that combine both. All benefits in a
cancer policy are paid directly to you, the insured, regardless
of any other medical coverage.
Cancer Insurance has
become popular primarily due to the devastating nature of the
disease on families, the huge medical costs involved in
treatment and the increasing rates of both incidents of the
disease and survival rates with proper treatment.
policies act to supplement existing health plans and can
offer many different benefits as outlined below. It should
be noted however that individual policies may differ greatly
and benefits are ONLY paid in the event of an occurrence of
The facts are startling: 1 in 2 American men and 1 in 3
women will get cancer in their lifetimes*. Though you can
take steps to lower your risk of developing cancer—eat
healthy foods, exercise, wear sunscreen and stop
smoking—cancer can still affect almost anyone.
Worse, your health insurance may not cover all of the costs
of treating cancer. According to the
American Cancer Society, approximately 65% of cancer
related expenses aren’t covered by regular health
insurance*. But you can still protect yourself and your
assets from the cost of cancer with a
supplemental cancer insurance policy.
Find out if you need this kind of coverage and how to get
The high incidence of cancer means that you or someone in
your family may develop cancer at some point. And while your
health insurance policy may cover a portion of physician,
hospital, cancer therapy or prescription drug bills, it
probably doesn’t cover them in full.
And your insurance isn’t likely to touch the other major
costs of cancer, including loss of income, transportation,
childcare, housekeeping and home nursing expenses. If you or
another family member is unable to fulfill his or her usual
responsibilities while ill, your family and your family’s
finances could suffer greatly.
What it covers
provides benefits in addition to your other medical
or disability insurance. Here are some of the major benefits
insurance policy might provide. (Cancer
insurance policies can differ, so read your policy’s
explanation of benefits carefully.)
Who needs it?
You may not need cancer insurance, but you might want to
consider this supplemental coverage. You should think about
purchasing cancer insurance if:
- You have a family history of cancer. (Although, if
you’ve already been diagnosed with cancer in the past, you
probably won’t qualify for coverage.
- You don’t have enough in savings to pay medical bills
your regular health insurance won’t cover.
- You are your family’s sole wage earner.
- You are concerned about protecting your family’s
What are the issue ages?
This will vary depending on the insurer. We offer
policies from ages 18-85.
Are there waiting periods?
In most states there is a 30 day waiting period from the
date of issue before any benefits will be payable.
This is common in cancer insurance policies
I currently have cancer or have had cancer in the
past, will I still get coverage?
If you currently have cancer or have had cancer within the
past 10 years, you will most likely be denied coverage.
If you have only had a minor skin cancer, you may still be
able to get coverage. Talk to us further about your
situation and we will be able to let you know if coverage
will be accepted.
I currently smoke, will that affect my price or
It will not affect your coverage however some companies
charge a higher premium depending on the last time you
Do you offer Lump Sum Cancer Policies?
Yes, we offer both Lump Sum polices that pay large benefits
upfront as well as indemnity policies that payout over the
course of treatment.
I currently have health insurance will this affect
Not at all.
Cancer insurance is designed to help supplement any medical
coverage you currently have. Whether you use the money to
pay deductibles associated with your medical insurance or for
expenses medical insurance does not cover such as the mortgage
payment, the money you receive is yours to do whatever you see
fit to make ends meet.