Supplemental Hospitalization Coverage
Your hard-earned savings could be at risk because of an accident or illness you have no way of predicting or preventing. The Hospital Secure plan is insurance that pays cash to you, ed or your designee, sovaldi sale when you’re sick or injured and need medical attention.
This hospital insurance offers several advantages:
- Help with healthcare costs – Even if you already have insurance, health this plan pays you cash for hospitalization due to an accidental injury or sickness. It also pays benefits for daily confinement and outpatient surgery
- Help with daily living expenses – When hospitalized, you still have to take care of your day to day living expenses like the mortgage/rent, car payment, groceries, gas/electric, cable bill, and more. Hospital Secure pays you cash to help pay your bills.
How the Hospital Secure works
This plan provides lump-sum cash payments to use as you choose. For example, you can use the cash to help pay for things your other insurance plans may not cover like:
- Co-payments and deductibles
- Transportation expenses
- Help with childcare while you recover
The lump-sum benefit for hospital confinement ranges from $1,000 to $2,500.
No one plans to get sick or injured – be prepared if it happens to you
This plan provides lump sum benefits for hospital confinement, outpatient surgery, doctor’s visits and more. The Hospital Secure plan is a hospital indemnity plan – which means it pays a set amount if you’re confined in a hospital. The benefits are paid directly to you or your designee
Answers to common questions about hospital indemnity insurance:
These frequently asked questions apply to the Hospital Secure plan.
What is hospital indemnity insurance?
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Secure Plan is a hospital indemnity insurance plan.
How is the Hospital Secure Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Hospital Cash Plan pays a lump-sum payment directly to the insured for a covered hospital confinement, outpatient surgery, and emergency injury or sickness.
Do I have to be employed to enroll in the Hospital Secure Plan?
No. Enrollment isn’t dependent on current or future employment. As long as you pay your premiums on time, coverage is guaranteed renewable to age 70.
I’m thinking about getting hospital indemnity insurance for all of my family members. When are kids no longer eligible for the policy?
At age 19 – or 26 if they’re full-time students. This may vary by state.
How is the hospital indemnity insurance benefit paid?
When you experience a hospital confinement or outpatient surgery, you submit a claim form along with the receipts for services received. You or your designee will receive a lump-sum payment as described in the policy. You or your designee can use the cash for whatever you choose.
eSupplemental.com represents top rated insurance carriers and will give you rates and information from each of the carriers we represent in your state. Rates are fixed by the state. You can not receive a different rate for the same exact plan anywhere else.