• Skip to primary navigation
  • Skip to main content
  • Skip to footer

eSupplemental.com

Your Complete Source for Supplemental Insurance

  • Helping Individuals and Families Since 2003.
  • Call or Text Us: 800-427-9141
  • Disability
    Insurance
    • Individual Short Term Disability Insurance
    • Long Term Disability
  • Cancer
    Insurance
  • Accident
    Insurance
  • Hospital
    Insurance
  • Life
    Insurance
  • Dental
    Insurance
  • Medicare
    Insurance
  • Supplemental
    Insurance
  • Other
    Insurance
    • Critical Illness Insurance

Maryland Medicare Supplement

Get Your Free Quote Now

What is a Medicare Supplement insurance plan?

In Maryland, a Medicare Supplement insurance plan, also referred to as Medigap, can be used in combination with Original Medicare to cover out-of-pocket costs. These costs might include coinsurance, deductibles, and copayments for Part A, Part B, or a combination of the two. In addition, some Medigap plans might offer coverage for extended hospital stays, blood, or medical services rendered outside the U.S.

There are 10 different types of Medigap plans available, all categorized by a different letter of the alphabet. Plans that fall into a single category will offer identical coverage, whether they are Medicare Supplement insurance plans in Maryland, or plans from most other states. However, the cost of a plan can vary from state to state, or even from county to county.

Enrolling in a Medicare Supplement insurance plan in Maryland

Beneficiaries are eligible to enroll in a Medicare Supplement insurance plan in Maryland if they are already enrolled in Part A and Part B. The best time to purchase a Medigap policy is during the Medicare Supplement Open Enrollment Period (OEP), which extends for six full months, beginning the first month the beneficiary turns 65 and is enrolled in Medicare Part B. During this period, companies are restricted from performing medical underwriting before offering a Medigap policy.

This restriction means that all beneficiaries in their Medigap Open Enrollment Period are eligible for a Medicare Supplement insurance plan in Maryland, regardless of previous health history and current health status. Once a beneficiary is enrolled in a Medigap plan, renewal is guaranteed each year as well, provided that the beneficiary continues to make monthly premium payments. However, beneficiaries applying for a Medigap plan after the Medigap Open Enrollment Period may have to pay more for coverage or may even be denied coverage completely based on medical status.

Choosing a Medicare Supplement insurance plan in Maryland

Coverage does not vary within a specific category of Medicare Supplement insurance plans in Maryland. Every Medigap Plan F, G, or N will offer identical benefits, regardless of the company selling the policy or the area in which the plan is sold. However, those factors may influence the overall cost of the plan, which can vary.

Beneficiaries interested in a Medicare Supplement insurance plan in Maryland should first select the plan category that meets their needs best. Once they have selected the plan type, they can then shop for the best rate on a plan in their area.


Get Your Maryland Medicare
Supplement Quote Comparison

First Name
Last Name
State
Zip code
Email (required)
Phone
Your Age
Your Gender
Spouses Age

Do you want to be notified via text message once we have emailed your quote so you don’t miss it? Enter your mobile phone # below. Leave blank if you do not wish us to send a text message.
Enter Mobile Phone Number
Our Promise
Your privacy is important to us. Data will kept private and is not sold to advertisers. We simply use it to generate your quote. We use the highest level of encryption to protect your information.

Footer

  • About Us
  • Licensing & Legal
  • Terms of Use
  • Privacy Policy
  • Careers
  • Sitemap
  • Customer Service
  • Blog
  • Follow us on: Facebook
  •  
  • Twitter
  • Copyright © 2023 eSupplemental Insurance Services, Inc., PO BOX 1307, Owings Mills, MD 21117 All Rights Reserved.

Copyright © 2023 · eSupplemental on Genesis Framework · WordPress · Log in

  • Disability
    Insurance
    ▼
    • Individual Short Term Disability Insurance
    • Long Term Disability
  • Cancer
    Insurance
  • Accident
    Insurance
  • Hospital
    Insurance
  • Life
    Insurance
  • Dental
    Insurance
  • Medicare
    Insurance
  • Supplemental
    Insurance
  • Other
    Insurance
    ▼
    • Critical Illness Insurance