Are you debating whether to get cancer insurance?
Is there a history of cancer in your family?
Are you concerned with keeping your fixed expenses up to date if something were to happen?
In this article, you will discover the main benefits of cancer insurance that can provide peace of mind if you were to get an unfortunate diagnosis.
You will also be able to make an informed intelligent decision on if it’s a good idea for you or not.
According to the American Association for Critical Illness Insurance, 4,000 people a day are diagnosed with cancer.
Today, many health insurance policies do not cover all of the expenses you are likely to incur when diagnosed with cancer.
Enter – Cancer Insurance
So to ask whether Cancer Insurance is a good idea or not…
…depends on a few main factors, such as your current and expected future finances, your health, and your family history.
Do you have enough money in the bank to cover your expenses, for an extended period of time, if you were unable to work?
Some experts recommend having 2 years worth of your housing payment set aside.
How is your overall health and lifestyle?
Do you exercise regularly and eat a healthy diet?
Do you have a family history of cancer?
According to the American Cancer Society – Sometimes, certain types of cancer seem to run in some families.
Has a close relative been diagnosed with cancer?
Cancer Insurance is not meant to replace your health insurance.
It’s there to help you cover your expenses – medical, and non-medical.
Different Types Of Cancer Insurance Policies:
- Lump Sum – pays you a pre-determined lump sum which you can use the funds for whatever you wish.
- Expense Incurred – most of these plans require you to pay out of pocket and then your insurance provider reimburses you.
- Indemnity – similar to the above, but each treatment has limits on payouts.
- Critical Illness – covers other serious conditions as well
Offer lump sum, payouts that are staggered, or pays directly to the providers.
It’s very important that you know and understand what your policy covers and does not cover, up front, before purchasing.
That is why it is very important to work with a cancer insurance specialist, who can not only shop multiple policies for you…
…but can also clearly explain the differences in the policies themselves.
They can give you all of your options with the best rates, so you can determine which policy works best for you.
Cancer Insurance Experts
eSupplemental specializes in cancer insurance policies.
We can shop around the top cancer insurance providers to provide you with the best rates.
We do not work directly for any of the insurance companies so we have your best interest in mind at all times.
Not only can we provide you with the best rates, but we can also clearly explain and guide you through the differences in each policy.
Then provide you with a detailed quote that is easy to understand, so that you can make an informed intelligent decision on which policy is best for your needs.
We are also here if you have any questions.
You can speak directly to a licensed cancer insurance expert, instead of waiting on hold and being redirected 4 or 5 different times.
Here’s What To Do Now…
If you would like a detailed cancer insurance quote with the best rates, click on the button below.
We will get back to you quickly and never share your information with anyone else.