Disability Insurance for USPS Employees
The USPS does not offer a short term disability insurance plan. As a USPS Employee you are on your own to find a plan that will help supplement your income in the event of an accident, sickness, or pregnancy. How long could you go without a paycheck? Our disability program offers 24-hour protection for Accidents, Sickness, and Pregnancy and is Guaranteed Issue for USPS Employees. There are no exams to take and no medical questions to answer. Protect your income with this important disability insurance coverage.
- No one is declined – No Medical Exam to take
- One rate for all ages
- A Disability benefit for pregnancy is paid if total disability first begins after the plan has been in force for at least 9 months
- Pre-existing conditions covered after 12 months
- Draw sick leave and disability at the same time or bank sick leave
- Choose between $600 to $3000 a month tax free
- Available via payroll deduction or bank draft
Biweekly Payroll Rates – 14 Day Elimination Period – 12 month benefit period
- $600/month Benefit – $15.38
- $800/month Benefit – $20.50
- $1000/month Benefit – $25.62
- $1200/month Benefit – $30.74
- $1500/month Benefit – $38.44
- $1600/month Benefit – $41.00
- $1800/month Benefit – $46.12
- $2000/month Benefit – $51.24
- $2500/month Benefit – $64.04
- $3000/month Benefit – $76.86