Cancer Insurance

Cancer Insurance pays a cash benefit directly to you upon the diagnosis of cancer. Some policies will pay a lump sum cash benefit upon initial diagnosis and others will continue to pay over the course of treatment. Use the cash benefits from a cancer insurance policy to help with deductibles, co-insurance, mortgage payment, car payment, groceries, gas, cable bill, and any other daily living expenses you may have. Remember Health Insurance won’t write a check to your mortgage company but a cancer insurance policy can help.

Find out if you need this kind of coverage and how to get it by completing the form to the right to request a no obligation quote. We will show you quotes from multiple top rated cancer insurance carriers.

The high incidence of cancer means that you or someone in your family may develop cancer at some point. And while your health insurance policy may cover a portion of physician, hospital, cancer therapy or prescription drug bills, it probably doesn’t cover them in full.

And your insurance isn’t likely to touch the other major costs of cancer, including loss of income, transportation, childcare, housekeeping and home nursing expenses. If you or another family member is unable to fulfill his or her usual responsibilities while ill, your family and your family’s finances could suffer greatly.

What it covers

Cancer insurance provides benefits in addition to your other medical or disability insurance. Here are some of the major benefits a supplemental cancer insurance policy might provide.

  • Help with the mortgage payment and other daily living expenses.
  • Help pay your health insurance deductibles and co-pays or even the monthly premium for your health insurance.
  • Help pay the cost of gas for driving back and forth to treatments.
  • Help pay for childcare.
  • The cash from a cancer policy is paid directly to you so you can use it however you need.

Who needs it?

You may not need cancer insurance, but you might want to consider this supplemental coverage. You should think about purchasing cancer insurance if:

  • You have a family history of cancer. (Although, if you’ve already been diagnosed with cancer in the past, you probably won’t qualify for coverage.
  • You don’t have enough in savings to pay medical bills your regular health insurance won’t cover.
  • You are your family’s sole wage earner.
  • You are concerned about protecting your family’s financial assets.

What are the issue ages?

This will vary depending on the insurer. We offer policies from ages 18-85.

I currently have cancer or have had cancer in the past, will I still get coverage?

If you currently have cancer or have had cancer within the past 5 years, you will most likely be denied coverage. If you have only had a minor skin cancer, you may still be able to get coverage. Talk to us further about your situation and we will be able to let you know if coverage will be accepted.

I currently smoke, will that affect my price or coverage?

It will not affect your coverage however some companies charge a higher premium depending on the last time you smoked.

Do you offer Lump Sum Cancer Policies?

Yes, we offer both Lump Sum polices that pay large benefits upfront as well as indemnity policies that payout over the course of treatment.

I currently have health insurance will this affect my coverage?

Not at all. Cancer insurance is designed to help supplement any medical coverage you currently have. Whether you use the money to pay deductibles associated with your medical insurance or for expenses medical insurance does not cover such as the mortgage payment, the money you receive is yours to do whatever you see fit to make ends meet.

Disclaimer represents top rated insurance carriers and will give you rates and information from each of the carriers we represent in your state. Rates are fixed by the state. You can not receive a different rate for the same exact plan anywhere else.


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Cancer Insurance Quote Comparison

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Cancer Insurance Quote
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