Being the second most common cause of death in the United States, it’s no surprise why people care about getting coverage against cancer.
In America alone, it takes more than 1,600 lives every single day
But, there are many choices when you look to buy cancer insurance online, and that can lead to some confusing questions as you work to analyze your options and understand what’s out there.
Amount Of Cancer Insurance Coverage
The first thing to look at when comparing policies is the amount of coverage.
It’s important to note that most cancer insurance policies aren’t going to cover 100% of your treatment costs–just some, most, or all of the cancer-related costs that your primary health insurance plan does not cover.
The purpose is to help reduce the cost of any cancer treatment you may need.
It’s not a standalone solution. Cancer insurance is something you’ll want to add in addition to your basic policy to cover gaps that may exist in the basic policy’s coverage when it comes to cancer.
A cancer insurance policy will typically cover co-pays, deductibles, short and long-term hospital stays, out-of-network visits, and various treatments, tests, and procedures that many cancer patients end up having to pay for out-of-pocket if they don’t have cancer insurance.
In addition, child care and even dietary assistance can go along with the insurance policy’s coverage, and even things like travel and lodging costs related to treatment away from home may be included too.
On the other hand, some other policies don’t cover some or even all of the above-listed costs.
Lump Sum Cancer Insurance
Rather, one policy might offer you a lump-sum payment in the event that you are diagnosed with cancer.
That lump sum payment will ideally be enough to cover all of the above, but that will depend on the type of cancer, its progression, and obviously the coverage you chose when selecting your policy.
Peace Of Mind
No matter what type of policy you choose, all of this can provide you with excellent peace of mind if you ever find yourself diagnosed with cancer.
If you have a family history of cancer, that’s definitely something that should get you urgently considering purchasing a cancer insurance policy.
Here’s What To Do Now…
Not sure what you qualify for?
Click here today at eSupplemental.com fill out the brief online form, and get a quote to keep you and your family protected.