Have you ever considered how long you could live without a regular income? Would you be able to survive 3-months, 1-month, or even a week? Many workers would be hard pressed to make it through the month without suffering some form of hardship, especially if the income is lost because of sickness or injury.
Why You Need the Best Short-Term Disability Insurance?
Not only can an injury or sickness prevent you from working, these conditions usually come with medical expenses which can be hard to pay for when you are struggling to make the mortgage, pay the rent, and put food on the table.
Disability insurance is often overlooked when developing a financial plan. However, finding the best short-term disability insurance may be all you need to protect your savings and keep the wolves at bay if misfortune should strike.
There are a lot of insurance providers, with each one providing a confusing array of policies. Of course, the incredible number of choices in policies can make it challenging to find one that fits perfectly with your circumstances.
Rather than spend time on the phone with a seemingly endless stream of providers, you can cut your search short and still come up with the best solution. All you need to do is join forces with a reputable insurance broker.
Why Use an Insurance Broker?
Brokers know the industry – Good insurance brokers are hard to find, but the best ones are immersed in the insurance industry every day. You may not be familiar with the insurance policy you are considering, but your broker will be able to provide the information you need to make the best decision.
Brokers understand your needs – Short-term disability insurance brokers deal with people from all walks of life. This level of versatility puts brokers at a significant advantage when you’re looking for a policy that will perfectly align with your circumstances.
They have consulted with many other individuals who may have been in similar situations. While every circumstance will be different, insurance brokers still have a highly developed sense of what will work best in a given case.
Faster claims – When the worst happens, and you are forced to make a claim, a good insurance broker will be able to go into bat for you. They know all the hoops to jump through to get your application in motion without the frustration quickly.
If you’re worried about how much an insurance broker will add on top of your insurance policy, then you will be pleased to know that their service comes at no cost to you.
eSupplemental are a trusted insurance broker which operate under a fee-free brokerage model. They are not aligned with any one insurance provider which means their advice is 100% unbiased.