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Aflac
brings you benefits your way. Aflac
policies provide direct-to-the-policyholder
cash benefits when you need them most-in the
event of an illness or an accident.
Even the best
health insurance plans can leave you
vulnerable to escalating costs and lost
income. That's why over 40 million people
worldwide have turned to Aflac to work
with their existing policies. Without Aflac,
no insurance is complete.
Aflac's extensive policy offerings include:
Vision
Accident/Disability*
Aflac's Accident Indemnity
Plan helps cover the expenses
associated with an accidental
injury. It pays you directly,
unless you assign benefits,
regardless of any other
insurance you may have. Benefits
are determined by state, but
include:
- Accident Hospital
Confinement
- Accidental Death and
-Dismemberment
- Many others
Cancer/Specified-Disease
When a covered individual is
diagnosed with cancer, this plan
provides benefits for hospital
confinement, radiation and
chemotherapy, and surgery, among
others. In addition, Aflac will
pay a First-Occurrence Benefit
when a covered individual is
first diagnosed as having
internal cancer. Benefits are
determined by state, but may
include:
- Hospital Confinement
- Radiation and
Chemotherapy
- National Cancer
Institute (NCI)
Evaluation/Consultation
- Many others
Dental
Aflac's Dental Plan provides
basic, preventive, and major
dental benefits to covered
individuals. Eligible treatments
are listed in the policy by
American Dental Association
(ADA) code. The Dental Wellness
Benefit is payable once per
visit, regardless of the number
of treatments received. For
benefits to be payable, 150 days
or more must separate dental
wellness visits. This benefit is
payable twice per policy year,
per covered person. A dentist or
dental hygienist must perform
the treatment. There is no
waiting period for this benefit.
Hospital Confinement Indemnity
Aflac will pay a benefit when a
covered person is charged for
required hospital confinement of
14 or more hours for a covered
sickness or injury. Benefits are
determined by state, but may
include, among others:
- Hospital Confinement
- Hospital Short Stay
- Surgical
- Wellness
- Separate Heart Attack,
Stroke, Coma and Paralysis
Hospital Confinement Sickness Indemnity
Aflac's Hospital Confinement
Sickness Indemnity plan pays
benefits for a covered sickness.
Benefits are determined by
state, but may include:
- Physician Visits
- Hospitalization
- Major Diagnostic Exams
- Surgical
Life
Aflac offers term life insurance, whole life
insurance, and a combination of both to provide
the level of coverage you need. You can apply
for up to $200,000 ($100,000 for applicants over
age 50) total coverage with Aflac. In addition,
the health questions on your application for
coverage do not require a medical exam or blood
test. Your premiums will be automatically
deducted from your paycheck. Coverage
automatically includes a Waiver of Premium
Benefit in case of total disability and an
Accelerated Death Benefit.
Short-Term Disability*
*Disability coverage may only be offered
through your employer.
Specified Health Event
This plan pays a benefit when a
covered individual is first
diagnosed as having a covered
life-threatening health event.
Coverage includes benefits for
hospital confinement, continuing
care, and continuation of
coverage. The following
life-threatening events are
covered:
- Heart attack and
coronary artery bypass
surgery
- Stroke
- Major human organ
transplant
- Coma
- Many others
Please note that laws in your state of
residence will determine benefit offerings. Not
all policies or benefits are available in all
states.
For more information concerning benefits,
costs, limitations, and exclusions, please fill
out the form to the right.
**Information provided by American Family
Life Assurance Company (Aflac)
www.aflac.com
1-800-992-3522**